Landlord Protection Insurance

Landlord Protection Insurance - Policy Limits & Coverage Terms

Maximum Limits

  • Maximum Rental Limit: $3,000
  • Master Policy Combined Aggregate Limit: $5,000,000

Tenant Default Legal Liability Coverage (Maximum Duration)

  • Tenant Skip (Lease Break): 8 weeks
  • Tenant Delinquency (Eviction Order Granted): 10 weeks
  • Tenant Delinquency (Writ of Possession): 12 weeks
  • Tenant Death (Sole Tenancy): 12 weeks
  • Murder or Suicide: 25 weeks
  • Untenantable (Tenant damage to contents): 8 weeks
  • Untenantable (Tenant damage to building): 8 weeks
  • Victims of Violence: 4 weeks

Coverage Extensions

  • Eviction Filing Fees & Defense Costs: $5,000 max
  • Sheriff, Marshal, or Constable Fees: $600 max

Additional Benefits & Deductibles

Coverage Item

Maximum Limit

Deductible

Malicious Damage

$35,000

$1,500

Theft or Damage Due to Theft (Building/Contents)

$15,000

$1,500

Loss Due to Use of Digital Lock Boxes

$5,000

None

Service or Companion Animal Damage

$1,000

None

Re-keying of Locks

$400

None